Our Harlingen location is closed due to construction. Our ATM is still available or you can visit us at our Weslaco and Brownsville locations. We are working to open up as soon as possible!
Your credit score is more than just a number - it's a way for lenders to determine whether you are eligible for a loan, the amount of the loan, interest rate and your payment - important stuff when you are planning for your future.
With Credit Sense you can access your credit score along with personalized tips on how to improve or maintain an already great score. It's built right into your Online and Mobile Banking App, so you won't need a new login.
Protect and Manage Your Credit
It's free!
It's a "soft pull" on your credit report and does not affect your score
Receive monitoring alerts
Identify Credit Bureau Errors
Get personalized tips on how to improve or maintain your score
Anytime you log into your Online or Mobile Banking you can check your score. Your score will be pulled each month and you'll receive an email letting you know what has changed that month.
Instant Access to Your Credit Score
Log in to your Online or Mobile Banking and click on the "Check Your Score" button
You'll fill out a short form and answer some questions to identify yourself
You get your score!
How to Improve Your Credit Score
Our new credit score tool will help you learn more about improving your score. This beneficial tool also has a section of advice and information from financial expert
A few tips to get you started:
Pull your credit reports
Pay your bills on time
Don't carry debt
Hang on to old cards
Credit Sense FAQs
Is there a fee?
How do I access Credit Sense?
What is Credit Sense report?
How often is my credit score updated?
Will Credit Sense share my credit score with Rio Bank?
How does Credit Sense keep my financial information secure?