Banner Image

EARLY CLOSURE

Our Harlingen location is closed due to construction. Our ATM is still available or you can visit us at our Weslaco and Brownsville locations. We are working to open up as soon as possible!
View Other Locations Don't show again
Skip to Content
Close Icon

Credit Sense

Improve Your Financial Health

Credit Sense

Your credit score is more than just a number - it's a way for lenders to determine whether you are eligible for a loan, the amount of the loan, interest rate and your payment - important stuff when you are planning for your future.

With Credit Sense you can access your credit score along with personalized tips on how to improve or maintain an already great score. It's built right into your Online and Mobile Banking App, so you won't need a new login.

Credit report page with glasses, keyboard and pen next to it

Protect and Manage Your Credit

  • It's free!
  • It's a "soft pull" on your credit report and does not affect your score
  • Receive monitoring alerts
  • Identify Credit Bureau Errors
  • Get personalized tips on how to improve or maintain your score
VIEW OUR CREDIT SENSE VIDEO
 
Man sitting on couch with laptop on his lap, holding his phone and a bank card and smiling

Your Credit Score and a Whole Lot More

Anytime you log into your Online or Mobile Banking you can check your score. Your score will be pulled each month and you'll receive an email letting you know what has changed that month.

Instant Access to Your Credit Score

  • Log in to your Online or Mobile Banking and click on the "Check Your Score" button
  • You'll fill out a short form and answer some questions to identify yourself
  • You get your score!

How to Improve Your Credit Score

Our new credit score tool will help you learn more about improving your score. This beneficial tool also has a section of advice and information from financial expert

A few tips to get you started:

  • Pull your credit reports
  • Pay your bills on time
  • Don't carry debt
  • Hang on to old cards

Credit Sense FAQs

Is there a fee?

How do I access Credit Sense?

What is Credit Sense report?

How often is my credit score updated?

Will Credit Sense share my credit score with Rio Bank?

How does Credit Sense keep my financial information secure?

You are now leaving Rio Bank
Continue
Let's Get Started
Please provide a few details to help us get to know you better.