All of Our Business Checking Accounts Include:
- 55,000 Allpoint® surcharge-free ATMs worldwide*
- Business Online
- Business Mobile Banking
- Business Bill Pay
- Electronic Statement (E-Statements)
- Check Images
- Debit MasterCard®
- Notifi Alerts
- Automated TeleBanc
- Jet Coin Available*
- Cash Management
*NON US TRANSACTIONS IN FOREIGN CURRENCY-Mastercard® will use the current conversion rate, convert the transaction into a U.S. dollar amount and charge a cross border assessment amount to go along with a separate international transaction fee.
**High volume coin customers will be charged a negotiated fee.
Business Checking Account Comparison
All of our Business Checking Accounts require $100.00 minimum to open.
Compare Checking Account Features
Account Type | Minimum Opening Deposit | Monthly Service Charge | Minimum Balance to Avoid Imposition of Monthly Fee | Transaction Fee Waived | Transaction Fee | Interest or Monthly Earnings Credit Rate | |
|---|---|---|---|---|---|---|---|
$100 | N/A | N/A | *1st 100 transactions | *Over 100 $0.34 | N/A | **Overdraft Protection | |
$100 | $6.56 | $2,500 & over | *1st 150 transactions | *Over 150 $0.34 | N/A | **Overdraft Protection | |
$100 | $16.56 | $10,000 & over | *1st 250 transactions | *Over 250 $0.34 | N/A | **Overdraft Protection | |
$100 | $17.56 | N/A | N/A | Debits: $0.21 | "ECR" used to offset fees from balances collected balances maintained | **Overdraft Protection | |
$100 | $17.56 | $5,000 & over | *1st 75 transactions | *Over 75 $0.34 | Pays interest on balances of $2,500 & over | **Overdraft Protection | |
$100 | $17.56 | $5,000 & over | 6 transactions | *Over 6 $15.98 | Pays interest on balances of $2,500 & over | N/A | |
$100,000 | $25.96 | $100,000 | 6 transactions | *Over 6 $26.96 | ***Pays interest | N/A |
"ECR" = Earning Credit Rate
* Includes all transactions
** Overdraft Protection - Subject to Eligibility
*** Interest will not accrue on days the balance is less than $100,000.
Business Community Checking
The perfect account for a Non-Profit Organizations. Extremely cost effective.
- $100.00 minimum to open
- Debit MasterCard® optional. $1.76 is charged monthly per card.
- Monthly mailed statement fee, waived with Electronic Statement (E-Statements) enrollment.
- 100 items at no charge per statement cycle
Items over 100 are $0.34 each (includes all transactions) - Non-Interest bearing account
Small Business Checking
The perfect account for a business with a low volume limited cash, very affordable.
- $100.00 minimum to open
- Debit MasterCard® optional. $1.76 is charged monthly per card.
- Monthly mailed statement fee, waived with Electronic Statement (E-Statements) enrollment.
- 150 items at no charge per statement cycle
Items over 150 are $0.34 each (includes all transactions) - Non-Interest bearing account
Business Prestige Checking
The perfect account for a business with medium to higher volumes and flexible pricing.
- $100.00 minimum to open
- Debit MasterCard® optional. $1.76 is charged monthly per card
- Monthly mailed statement fee, waived with Electronic Statement (E-Statements) enrollment.
- 250 items at no charge per statement cycle
Items over 250 are $0.34 each (includes all transactions) - Non-Interest bearing account
Account Analysis Checking
The perfect account for a business with treasury services, high transactions and cash volume. Pay-as-you-use pricing with Earned Credit Rate Credit Offset.
- $100.00 minimum to open
- Debit MasterCard® optional. $1.76 is charged monthly per card.
- Monthly mailed statement fee, waived with Electronic Statement (E-Statements) enrollment.
- Deposit items fee $0.13. Debits $0.21. Credits $0.30
- Earning Credit Rate applies and monthly earnings credit is used to offset fees from balances maintained.
Business Premier NOW Checking
The perfect account for a business with valued pricing and earned interest. Not available for Profit Corporations or Partnerships.
- $100.00 minimum to open
- Debit MasterCard® optional. $1.76 is charged monthly per card.
- Monthly mailed statement fee, waived with Electronic Statement (E-Statements) enrollment.
- 75 items at no charge per statement cycle
Items over 75 are $0.34 each (includes all transactions) - Interest earned on balance of $2,500 and over
- Effect of closing an account — if you close your account before interest is credited, you will not receive the accrued interest.
Business Prestige Money Market
The perfect account for a business with valued pricing and earned interest.
- $100.00 minimum to open
- Monthly mailed statement. Electronic Statement (E-Statements) enrollment available.
- Minimum balance to avoid imposition of fees – A monthly service charge of $17.56 will be imposed every statement cycle if the balance in the account falls below $5,000 any day of the cycle.
- Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum balance of $2,500 in the account each day to obtain the disclosed annual percentage yield.
- You may make six (6) withdrawals per monthly statement cycle at no charge.
Each additional withdrawal will result in a service charge fee of $16.76. - Effect of closing an account — if you close your account before interest is credited, you will not receive the accrued interest.$100.00 minimum to open
Business Jumbo Money Market
Limited transactions, higher balance.
- $100,000.00 minimum to open
- Monthly mailed statement. Electronic Statement (E-Statements) enrollment available.
- Minimum balance to avoid imposition of fees – A monthly service charge of $25.96 will be imposed every statement cycle if the balance in the account falls below $100,000 any day of the cycle.
- Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum balance of $100,000 in the account each day to obtain the disclosed annual percentage yield.
- You may make six (6) withdrawals per monthly statement cycle at no charge.
Each additional withdrawal will result in a service charge fee of $26.96. - Effect of closing an account — if you close your account before interest is credited, you will not receive the accrued interest.