Savings Accounts

Savings Account Comparison

Thank you for your interest in a Rio Bank savings account. The account comparison table is an easy reference guide to help you find the best savings account to meet your personal needs.

 At this time you can only open an individual account online. To open a joint owners account, visit a Rio Banking Center.

¹ Interest is accrued daily and paid quarterly on collected balances of $0.01 or over.

Young Generation Savings

Available to youngsters under 18 years of age.  

• $50.00 minimum to open
• Quarterly mailed statement. Electronic Statement (E-Statement) enrollment available.
• Interest bearing account
• Interest is accrued daily and paid quarterly on collected balances of $0.01 or over
• You may make three (3) withdrawals per monthly statement cycle at no charge. Each additional withdrawal will result in a service charge fee of $4.76.
• This account is for customers up to 23 years of age
  After the customer turns 24, the account will automatically switch to a Prestige Savings.

Prestige Savings

The perfect account for those who want to save for the future. 

• $50.00 minimum to open
• If minimum daily balance is:
  • $50.00 and over–NO CHARGE
  • Under $50–$5.76
• Quarterly mailed statement. Electronic Statement (E-Statement) enrollment available.
• Interest bearing account
• Interest is accrued daily and paid quarterly on balances of $0.01 or over.
• You may make three (3) withdrawals per monthly statement cycle at no charge. Each additional withdrawal will result in a service charge fee of $4.76.