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Savings Accounts

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Savings Account Comparison

Thank you for your interest in a Rio Bank savings account. The account comparison table is an easy reference guide to help you find the best savings account to meet your personal needs.

ProductYoung Generation Savings
Details
Prestige Savings
Details
Minimum Opening Deposit $50  $50 
eStatements Available Available
Monthly Service Charge None $5.76
Minimum Balance to Avoid Imposition of Fees None $50 & over
Interest Paid Quarterly1 1 1

 Interest is accrued daily and paid quarterly on collected balances of $0.01 or over.

Young Generation Savings

Available to youngsters under 18 years of age.  

  • $50.00 minimum to open
  • Quarterly mailed statement. eStatement enrollment available.
  • Interest bearing account
  • Interest is accrued daily and paid quarterly on collected balances of $0.01 or over
  • You may make three (3) withdrawals per monthly statement cycle at no charge. Each additional withdrawal will result in a service charge fee of $4.76.
  • This account is for customers up to 23 years of age
    After the customer turns 24, the account will automatically switch to a Prestige Savings.

Prestige Savings

The perfect account for those who want to save for the future. 

  • $50.00 minimum to open
  • If minimum daily balance is:
    • $50.00 and over–NO CHARGE
    • Under $50–$5.76
  • Quarterly mailed statement. eStatement enrollment available.
  • Interest bearing account
  • Interest is accrued daily and paid quarterly on balances of $0.01 or over.
  • You may make three (3) withdrawals per monthly statement cycle at no charge. Each additional withdrawal will result in a service charge fee of $4.76.

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