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Wealth & Legacy Planning

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Building wealth for a lasting legacy.

Rio Bank Wealth Management and Trust is here to help construct a plan for your investment success and then walk alongside you to ensure the plan is carried out.

Investment Management

Our team of professional portfolio managers will work with you to build a customized portfolio suited to your specific needs.

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Retirement Services

Let us meet both your long-term retirement needs and financial legacy planning goals.

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Trust Administration

Our experienced team is capable of managing a variety of revocable and irrevocable trusts.

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Estate Administration

Gain peace of mind knowing we have experienced professionals to administer your estate in
a neutral and unbiased manner.

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Specialty Asset Management and Fiduciary Services

Confidentiality and discretion by our experienced team keeps your accounts safe.

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Take the Fear Out of Investing

Determine Your Risk Tolerance

Everyone has a different tolerance for risk. Determining how fast you’re comfortable traveling on your investment journey is the first step in helping our financial professionals develop an investment strategy that’s perfect for you.


Matter of Trust & Market Review

Read more about how the market is reacting to changes in our quarterly market review and articles.



2nd Quarter 2023 - Quarterly Market Review

2nd Quarter 2023 - Quarterly Topic


1ST  Quarterly 2023 - qUARTERLY Topic 

Our Wealth Management and Trust Team

Profile Tim Sers

Timothy A. Sers, J.D.

Executive Vice President / Director of Trust Services

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Profile Cecilia Johnson

Cecilia A. Johnson

Vice President / Trust Officer

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Luis Hernandez

Luis Hernandez

Vice President / Trust Investment Officer

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Profile Irma Murray

Irma Murray

Vice President / Trust Officer

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Kenneth Matty

Kenneth Matty - Walters

Trust Administrative Assistant

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Let us know how we can help

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Notice: Wealth Management & Trust Division Investments include non-deposit investment products which are:

Not FDIC Insured Not Bank Guaranteed May Lose Value Not a Deposit
Not Insured by Any Federal Government Agency


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