Making a deposit with our mobile app is quick and secure.
Deposit checks fast with your mobile phone!
Convenient–Save a trip to the branch or ATM.
Simple–Make a deposit with just a few taps and camera clicks.
Secure–Rest assured it's as safe as online banking.
It's easy to get started:
Mobile Deposit is part of the Rio Bank Mobile App.
Follow the instructions below to make a deposit.
Log into your Rio Bank Mobile app
Endorse the back of the check. (see how to endorse below)
Select Deposit from the Menu
Select the account to deposit to
Enter the check amount
Take a photo of the front and back of the check
Select the Make Deposit button to deposit your check
Securely store your check for 15 days after deposit, and destroy after 15 days
How to Endorse a Check for Mobile Deposit
Mobile Deposit Limits Per Day.
Personal Mobile Deposit limit $25,000
Business Mobile Deposit limit $100,000
There is no fee.
Check deposits made using Mobile Deposit are subject to verification and will generally be available for withdrawal within one (1) business day.
Deposits made before 4:30pm (Central Time) will be processed on the current business day. Deposits made after 4:30 pm will be processed on the following business day. See Terms and Conditions for Additional information.