Mobile Deposit

Deposit checks fast with your mobile phone!

• Convenient–Save a trip to the branch or ATM.
• Simple–Make a deposit with just a few taps and camera clicks.
• Secure–Rest assured it's as safe as online banking.

It's easy to get started:

Mobile Deposit is part of the Rio Bank Mobile App.

Follow the instructions below to make a deposit.

• Log into your Rio Bank Mobile app
• Endorse the back of the check. (see how to endorse below)
• Select Deposit from the Menu
• Select the account to deposit to
• Enter the check amount
• Take a photo of the front and back of the check
• Select the Make Deposit button to deposit your check
• Securely store your check for 15 days after deposit, and destroy after 15 days

How to Endorse a Check for Mobile Deposit

Mobile Deposit Limits Per Day.

• Personal Mobile Deposit limit $25,000
• Business Mobile Deposit limit $100,000

Extra Information

• There is no fee.
• Check deposits made using Mobile Deposit are subject to verification and will generally be available for withdrawal within one (1) business day.
• Deposits made before 4:30pm (Central Time) will be processed on the current business day. Deposits made after 4:30 pm will be processed on the following business day. See Terms and Conditions for Additional information.