Site Notice:

Our offices will be closed on Monday, May 27, 2024 in observance of Memorial Day. 


Online Banking

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Mobile Deposit

Making a deposit with our mobile app is quick and secure.

Deposit checks fast with your mobile phone!

  • Convenient–Save a trip to the branch or ATM.
  • Simple–Make a deposit with just a few taps and camera clicks.
  • Secure–Rest assured it's as safe as online banking.

It's easy to get started:

Mobile Deposit is part of the Rio Bank Mobile App.

Follow the instructions below to make a deposit.

  • Log into your Rio Bank Mobile app
  • Endorse the back of the check. (see how to endorse below)
  • Select Deposit from the Menu
  • Select the account to deposit to
  • Enter the check amount
  • Take a photo of the front and back of the check
  • Select the Make Deposit button to deposit your check
  • Securely store your check for 15 days after deposit, and destroy after 15 days

How to Endorse a Check for Mobile Deposit

 Mobile Deposit How to Endorse Check


Mobile Deposit Limits Per Day.

  • Personal Mobile Deposit limit $25,000
  • Business Mobile Deposit limit $100,000

Extra Information

  • There is no fee.
  • Check deposits made using Mobile Deposit are subject to verification and will generally be available for withdrawal within one (1) business day.
  • Deposits made before 4:30pm (Central Time) will be processed on the current business day. Deposits made after 4:30 pm will be processed on the following business day. See Terms and Conditions for Additional information.

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