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Business Debit Cards

Simplify the way you do business by providing a safe and convenient method to manage business and travel expenses. Rio Bank offers MasterCard Business Debit Cards for business account holders and their authorized employees. 

Rio Bank Debit Card

As an authorized cardholder, you make everyday business purchases using your card and the funds will be withdrawn directly from your business’ account. Learn more about all the MasterCard Benefits.

Features

  • Secure with EMV chip technology
  • 24/7 Fraud monitoring with Premium Text Notifications We continuously watch for unusual and suspicious activity and will alert you about questionable transactions.
  • Rio Bank participates in 3-D Secure for added protection of purchases made online or over the phone.
  • Control your Business debit card and receive activity alerts
    with CardValet®.
  • Add your Business Rio Bank Debit Card to your Digital Wallet!

Learn more about all the MasterCard Benefits.

Report Lost or Stolen Debit Card

Debit Card Fraud Detection Call Center

Debit Card Activation or PIN change

Badge AllpointFree yourself from ATM Fees.

Rio Bank has partnered with Allpoint® to provide customers with Surcharge-free access to their cash at over 55,000 ATMs worldwide. Look for the green Allpoint logo on ATMs at participating locations.

Find an ATM

Instant Issue Debit Cards

Need a debit card today? Visit us to get an instant issue debit card for your new or current checking account.

Premium Text Notifications

Premium text notifications are a new feature to our Fraud Monitoring*.

If our system detects suspicious activity on your card, you’ll receive a text message from short code 37268 with details about the suspected transaction. All you have to do is respond to the text to confirm the transaction.

If you indicate the transaction is fraud, you’ll receive another message with a number to call for follow-up. If not, you’re all set. The system will mark the transaction as legitimate and you can get on with your day – simple as that!

Cardholders are automatically enrolled. If we have your mobile phone number on file, you don’t have to do anything. It’s really that easy.

If you need to verify or update your mobile phone number give us a call at (956) 631-7890.

View our Premium Text Notification video

*Rio Bank utilizes a third party to monitor for fraudulent transactions. You could be contacted via text message or a phone call. The Rio Bank does not charge for the service, but message and data rates may apply. These charges are normally from your data provider. You have the ability to opt-out of the service.

Digital Wallet

Make fast and secure payments right from your mobile device!

Digital Wallet is a secure mobile payment service that makes it easy to pay in stores, in apps, or on the web right from your smartphone, tablet, or smartwatch!

Apple Pay™

Cashless made effortless.

Apple Pay™ is easy and works with the Apple devices you use every day. You can make secure purchases in stores and in apps using your iPhone or Apple Watch and on the web. You can send and receive money from friends and family right in Messages. Apple Pay is even simpler than using your physical card, and safer too. Using Apple Pay with your iPhone or Apple Watch is faster than using a credit or debit card. Because spending money shouldn’t mean spending more time at the register.

See where you can use Apple Pay™

Google Pay™

A better way to pay, by Google

Google Pay™ is the fast, simple way to pay on sites, in apps, and in stores using the cards saved to your Google Account. It protects your payment info with multiple layers of security and makes it easy to send money, store tickets, or cash in on rewards – all from one convenient place.

See where you can use Google Pay™

Samsung Pay®

Samsung Pay® lets you make secure in-store mobile payments from an eligible Samsung® device. Just sign up with your Rio Bank Debit Card and you're ready to tap & pay instantly.

See where you can use Samsung Pay™

MasterCard® Automatic Billing Updater

MasterCard® Automatic Billing Updater Service will ensure your debit card information is always current for automated and recurring payments you have set up with participating merchants and service providers. Avoid the inconvenience of expired card information and late payments for:

  • Phone/cable/television services
  • Utilities
  • HOA dues
  • Music/radio/magazine subscriptions
  • Gym memberships
  • Anti-virus software updates
  • Insurance premiums
  • Recurring charitable donations
  • Online retailers

Additional Safety Tips to Stay Secure

Security of your card and PIN number

To protect you and your card and avoid unauthorized use, remember these safety tips:

  • Please sign your card upon receipt.
  • Destroy your old card when it expires or when your new card becomes effective.
  • Memorize your PIN. Do NOT write it on the back of your card or keep it with you.
  • Never disclose your PIN to anyone.
  • Keep a written record of your PIN entirely separate from your Card.
  • Keep your Card in a safe place.
  • Remember to pick up your ATM receipts before leaving the ATM.
  • Safeguard your account number. Always obtain merchant receipts and destroy carbons

Refuse Telephone Inquiries

  • Do not reveal any information about your Card over the phone.
  • Verification of your Card account(s) and PIN should only take place in person at your financial institution.
  • If you receive a call about your Card, contact your financial institution immediately and we will suggest the next course of action.

Report Theft or Loss Immediately

  • Call 1-956-631-7890 to report a card lost or stolen. During non-business hours, you may also call 1-800-472-3272.
  • The non-business hour’s telephone number noted above is typically used only for reporting the card lost or stolen.

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