Business Checking Accounts

All of our Business Checking Accounts include:

*NON US TRANSACTIONS IN FOREIGN CURRENCY-Mastercard® will use the current conversion rate, convert the transaction into a U.S. dollar amount and charge a cross border assessment amount to go along with a separate international transaction fee.
**High volume coin customers will be charged a negotiated fee.

Business Checking Account Comparison

All of our Business Checking Accounts require $100.00 minimum to open.

"ECR" = Earning Credit Rate
* Includes all transactions
** Overdraft Protection - Subject to Eligibility
*** Interest will not accrue on days the balance is less than $100,000.

Business Community Checking

The perfect account for a Non-Profit Organizations. Extremely cost effective.

• $100.00 minimum to open
• Debit MasterCard® optional. $1.76 is charged monthly per card.
• Monthly mailed statement fee, waived with Electronic Statement (E-Statement) enrollment.
• 100 items at no charge per statement cycle
  Items over 100 are $0.34 each (includes all transactions)
• Non-Interest bearing account

Small Business Checking

The perfect account for a business with a low volume limited cash, very affordable.

• $100.00 minimum to open
• Debit MasterCard® optional. $1.76 is charged monthly per card.
• Monthly mailed statement fee, waived with Electronic Statement (E-Statement) enrollment.
• 150 items at no charge per statement cycle
  Items over 150 are $0.34 each (includes all transactions)
• Non-Interest bearing account

Business Prestige Checking

The perfect account for a business with medium to higher volumes and flexible pricing.

• $100.00 minimum to open
• Debit MasterCard® optional. $1.76 is charged monthly per card
• Monthly mailed statement fee, waived with Electronic Statement (E-Statement) enrollment.
• 250 items at no charge per statement cycle
  Items over 250 are $0.34 each (includes all transactions)
• Non-Interest bearing account

Account Analysis Checking

The perfect account for a business with treasury services, high transactions and cash volume. Pay-as-you-use pricing with Earned Credit Rate Credit Offset.

• $100.00 minimum to open
• Debit MasterCard® optional. $1.76 is charged monthly per card.
• Monthly mailed statement fee, waived with Electronic Statement (E-Statement) enrollment.
• Deposit items fee $0.13. Debits $0.21. Credits $0.30
• Earning Credit Rate applies and monthly earnings credit is used to offset fees from balances maintained.

Business Premier NOW Checking

The perfect account for a business with valued pricing and earned interest. Not available for Profit Corporations or Partnerships.

• $100.00 minimum to open
• Debit MasterCard® optional. $1.76 is charged monthly per card.
• Monthly mailed statement fee, waived with Electronic Statement (E-Statement) enrollment.
• 75 items at no charge per statement cycle
  Items over 75 are $0.34 each (includes all transactions)
• Interest earned on balance of $2,500 and over
• Effect of closing an account — if you close your account before interest is credited, you will not receive the accrued interest.

Business Jumbo Money Market

Limited transactions, higher balance.

• $100,000.00 minimum to open
• Monthly mailed statement. Electronic Statement (E-Statement) enrollment available.
• Minimum balance to avoid imposition of fees – A monthly service charge of $25.96 will be imposed every statement cycle if the balance in the account falls below $100,000 any day of the cycle.
• Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum balance of $100,000 in the account each day to obtain the disclosed annual percentage yield.
• You may make six (6) withdrawals per monthly statement cycle at no charge.
  Each additional withdrawal will result in a service charge fee of $26.96.
• Effect of closing an account — if you close your account before interest is credited, you will not receive the accrued interest.